I believe that every homeowner and potential homeowner can benefit from the trusted advice of an independent mortgage broker. Educating Veterans and professionals about the VA loan programs is a passion of mine.
My career as an independent mortgage broker has given me the experience and expertise necessary to advise and assist my clients throughout the home-buying process. As an independent broker, I have access to a variety of lenders in order to offer solutions to every unique circumstance. Transparency and communication with customers and partners have proven invaluable in making home buying simple and stress-free.
My goal is for all of my customers to enjoy and understand the entirety of the VA home financing process. I accomplish this through education and clear communication before, during, and after you buy your home. As a dedicated professional, my job doesn’t end when the loan closes. I am always here as Your Mortgage Professional For Life!

VVA4s are the professionals have earned this rank with time in service as well as exceeding minimum performance standards of VVA3. They have served a minimum of six months as a VVA3, met all performance metrics, and continued to submit their accountability tracking on time regularly. They will answer every question perfectly in accordance with the VA Lender Handbook guidelines, VA resources and, not just one lender's overlays. During these 6 months we are testing their hearts and minds. They will be the embodiment of our institutional core values of honor, courage, and commitment. We want to see the best showing up in VVA4; we want to see how they engage you, respond to your direct questions, and respond to questions that could benefit them but they will never take an individual position to gain through solicitation. We aim to achieve the change we want to find for you and protect you as a Veteran and Active Service Member. Changing the hearts and minds of those helping you is the only authentic way to make a difference. No regulation or rules will help because people are still the same in trying to find easy ways around rules. VVA4 are there to serve you because you serve our Country.

At VVA4 the professional will be eligible to serve as a Squad Leader. This challenge is to begin training peer to peer leadership in a unique way. These peers are not employees, they are not subordinates, they are unique peers that choose to follow and whose leadership must be earned. The minimum time spent in VVA4 will be approximately 1 year.