Charles Skinner

Charlie Skinner is a mortgage broker and VA loan specialist focused on helping veterans and military families fully understand and maximize their VA home loan benefit. As a veteran himself, Charlie brings both personal experience and deep VA lending knowledge to every transaction. He specializes in navigating the details that can make VA loans more complex, including entitlement, residual income, seller concessions, appraisals, assumability, funding fees, refinance options, and structuring competitive offers in challenging markets. Charlie’s approach is heavily focused on education and strategy. He believes veterans should understand not only whether they qualify for a VA loan, but how to use the benefit intelligently to build long-term wealth through real estate. As a mortgage broker with Edge Home Finance, Charlie has access to a broad range of wholesale lenders, allowing him to compare VA loan options and structure financing around each veteran’s specific goals rather than relying on a one-size-fits-all approach. His mission is simple: provide veterans with expert VA guidance, transparent advice, and the level of service they deserve from someone who understands both the benefit and the community it was created to serve.