Matt Fries

Matt Fries is a VA loan specialist and mortgage broker with Homestead Heritage Mortgage, dedicated to helping veterans and active-duty service members navigate even the most complex home financing scenarios. Known for finding solutions where other lenders fall short, Matt specializes in VA loans that require a deeper level of expertise — including manual underwrites, higher debt-to-income ratios, unique income situations, and complex property types. Whether it’s a first-time homebuyer, a move-up purchase, or a refinance, Matt takes pride in structuring deals the right way from the start to avoid surprises and delays. As a broker, Matt works with multiple VA-approved lenders to ensure his clients receive competitive rates, low fees, and the best possible loan structure for their situation — without the bait-and-switch tactics often seen in the industry. Transparency and communication are at the core of his process, and his clients always know exactly where they stand. Matt is also deeply committed to serving his community and giving back, regularly participating in events that support causes close to home. He believes being a great lender goes beyond numbers — it’s about being a trusted resource and advocate for the people he serves. If you’re looking for a lender who understands VA loans inside and out — especially when things aren’t straightforward — Matt is ready to help.