Mike Payne

I’m Mike, and I work at CTR (Choose The Right Broker) because, frankly, military families deserve more than a “one-size-fits-all” mortgage. Most people think a VA loan is just a checklist. I see it as a strategic move. My job is to anticipate the hurdles – the ones that others don’t see coming until it’s too late – and clear them before they hit your radar. I’m straightforward, I don’t sugarcoat the numbers, and I make sure you’re choosing the right broker, not just the loudest one.