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23 articles in this category.

Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer

Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer

Vetted VA Names Gay Veale as Chief Experience Officer to Elevate Member Engagement and Operational Excellence

June 4, 2025

VA Loan will be ineligible for a Funding Fee Refund if…

Update On June 23rd, 2022 a new circular Circular 26-22-12 added to Circular 26-22-02, published on January 6. Circular 26-22-12 is crystal clear, the update pertains to pre-discha…

August 9, 2023

Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals

Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals

Whether your family is just you and your partner, a household with children, or multigenerational, every family has short-term and long-term financial goals. One of the most effect…

May 9, 2023

Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan

Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan

The VA Lender’s Handbook (VA Pamphlet 26-7, Chapter 4) explains that lenders must review a borrower’s credit, monthly obligations, and residual income—the amount left over after pa…

May 8, 2023

Retirement Planning and VA Loans: A Guide for Veterans and Military Families

Retirement Planning and VA Loans: A Guide for Veterans and Military Families

Many Americans dream of the day they can retire, but figuring out “how much is enough” can feel overwhelming. For veterans and military families, retirement planning has an extra l…

May 1, 2023

How to Build an Emergency Fund: A Smart Financial Strategy for Military Families

How to Build an Emergency Fund: A Smart Financial Strategy for Military Families

Why You Need an Emergency Fund If your car broke down tomorrow and you faced a $1,000 repair bill, could you pay it out of pocket? If not, you’re in good company. A recent Bankrate…

April 26, 2023

The Standard Purchase VA Loan

VA Loan Requirements Before we get into the standard purchase, we need to remind ourselves of some of the basic eligibility requirements to participate in the VA home loan program.…

December 6, 2022

How your credit score may INCREASE significantly

November 21, 2022

Do Sellers Really Avoid VA Offers? The Truth Behind the VA Loan Bias Myth

Imagine there are five offers on a home. The highest offer comes from a VA buyer, but another offer is conventional with a 30% down payment. Some listing agents see that and think,…

November 14, 2022

Understanding VA Appraisals: Myths, Minimum Property Requirements, and Tidewater Explained

Understanding VA Appraisals: Myths, Minimum Property Requirements, and Tidewater Explained

Why VA Appraisal Problems Usually Come from Misinformation Most issues that come up during a VA home loan stem from misinformation, not the program itself.

November 9, 2022

VA Appraisal vs. Home Inspection: What Veterans Need to Know Before Buying a Home

A VA appraisal determines the property’s fair market value and ensures it meets the VA’s Minimum Property Requirements (MPRs) — meaning the home must be safe, sound, and sanitary (…

May 18, 2022

Understanding the VA Loan Estimate: How to Read It and Avoid Common Mistakes

Vetted VA Live: Understanding the Loan Estimate Buying a home with your VA loan benefit is one of the biggest financial moves you’ll make — and it starts with a simple but powerful…

May 13, 2022

5 Tips for Getting Your VA Loan Offer Accepted in a Competitive Market | Vetted VA

Vetted VA LIVE – 5 Tips for Getting Your VA Offer Accepted Buying a home with a VA loan can feel like an uphill battle in today’s market — especially when sellers see multiple offe…

May 13, 2022

Demystifying VA Loan Underwriting: What Happens Behind the Scenes

Demystifying VA Loan Underwriting: What Happens Behind the Scenes

March 8, 2022

VA Cash-Out Refinance Explained: How to Use Home Equity Wisely

VA Cash-Out Refinance Explained: How to Use Home Equity Wisely

A VA cash-out refinance allows eligible veterans and service members to replace their existing mortgage with a new one while taking out equity in cash. Unlike the VA IRRRL (Interes…

February 28, 2022

VA First-Time Homebuyers: Trends, Insights, and Opportunities in the 2025 Market

VA First-Time Homebuyers: Trends, Insights, and Opportunities in the 2025 Market

The VA loan remains one of the most powerful benefits available to veterans, active-duty service members, and eligible spouses. For first-time homebuyers (FTHBs), it can make the d…

February 24, 2022

VA Secondary Use Entitlement Explained: How to Buy Another Home with a VA Loan

VA Secondary Use Entitlement Explained: How to Buy Another Home with a VA Loan

Vetted VA professional Adrian Placinta of True Path Loans explains how the math works and when it makes sense.

February 24, 2022

How to Rate Shop for a VA Loan (Even with an Employment Gap)

How to Rate Shop for a VA Loan (Even with an Employment Gap)

A recent post in the Vetted VA Facebook Group outlined a question that many veterans share:

November 22, 2021

VA Loans After COVID-19 Forbearance: Updated Guidance for Veterans Buying or Refinancing

The COVID-19 pandemic disrupted nearly every household in America. Businesses shut down, millions lost income, and many homeowners faced impossible financial choices.

July 30, 2020

VA IRRRL After Forbearance: What Veterans Need to Know to Refinance Safely

The COVID-19 pandemic created financial challenges for millions of Americans — and veterans were no exception. As businesses shut down, many homeowners turned to mortgage forbearan…

July 30, 2020

Mortgage Forbearance Fears: What Veterans Need to Know Before Pausing Payments

When the CARES Act was signed into law in March 2020, it brought welcome relief to millions of homeowners affected by COVID-19 — including veterans and service members with VA-back…

July 30, 2020

Refinancing or Buying a Home After Forbearance: What Veterans Should Know

In the wake of COVID-19, many homeowners — including veterans — entered mortgage forbearance to manage financial hardship. For months, one major question lingered: When will I be a…

July 30, 2020

VA and CFPB Warn Veterans: Beware of “Too Good to Be True” Refinance Offers

Everyone knows the age old saying: “if it sounds too good to be true…” Well, consider this your official warning. In an article originally posted by the Consumer Financial Protection Bureau and the U.S. Department of Veterans Affairs, both entities have released a joint warning order to service memb

March 23, 2020