Interviewing a Lender? Ask These Questions!
How are you (the lender) different from other VA Lenders?
How much are you charging in Loan Origination fee?
How many “points” am I being charged?
What closing costs can the seller pay for?
What can I do to make my cash-to-close $0 or as close to $0 as possible?
Can the VA Loan be transferred to a future buy?
What are VA non-allowable fees?
What else can the seller pay for?
How long can we expect to close on the loan?
What out of pocket expenses should I be prepared for? At closing and over time?
What is a good number to have ready to spend for inspections and repairs?
What are property taxes and how can that affect my monthly mortgage payment over time?
How long should I wait to refinance my home?
Is it better to cash out refinance or is it more risky to use home equity?
How do I get a home that needs lots of repairs included into my VA loan?
Does using a VA loan increase my monthly mortgage payment by putting 0 down?
How does using the VA loan while active duty vary from using a VA loan when I separate?
How can I use a VA loan to finance my second house?
How long after getting out and finding a new job should I work before showing proof of employment for a VA loan?