Javier Marino is a US Army veteran who has seamlessly transitioned from his military service to becoming a successful mortgage broker. Born and raised in the United States, Javier grew up with a strong work ethic and a desire to serve his community. These values led him to join the Army, where he learned important skills and developed a sense of discipline that he carries with him today.

After several years of dedicated service in the military, Javier decided to pursue a career in finance and real estate. He recognized the potential to help people achieve their dreams of homeownership and took advantage of his skills and knowledge to become a successful mortgage broker. His hard work and dedication paid off, as he quickly established himself as an expert in the field.

One of Javier’s passions is educating fellow veterans on the VA home loan benefit. He believes that many veterans are not aware of the benefits they are entitled to and works tirelessly to ensure that they understand and have access to this valuable resource. By sharing his knowledge and expertise, Javier hopes to make a difference in the lives of his fellow veterans.

Javier’s clients appreciate his honesty and transparency, as well as his attention to detail and his ability to find creative solutions to complex problems. He is known for his excellent communication skills and his willingness to go above and beyond to ensure that his clients are satisfied with their home buying experience.

Outside of work, Javier is a dedicated family man. He is married to Jesse Marino, and together they have two children, Maddox and Olivia. In his free time, he enjoys training jiu-jitsu and riding dirt bikes with his son. Javier is proud to have served his country and is equally proud to continue serving his community by helping families achieve their dreams of homeownership.

Overall, Javier embodies the values of hard work, dedication, and service. His military background has helped him become a successful mortgage broker, and his passion for helping veterans is admirable. With his expertise and commitment to excellence, Javier is sure to continue making a positive impact on his clients and his community.

VVA4s are the professionals have earned this rank with time in service as well as exceeding minimum performance standards of VVA3. They have served a minimum of six months as a VVA3, met all performance metrics, and continued to submit their accountability tracking on time regularly. They will answer every question perfectly in accordance with the VA Lender Handbook guidelines, VA resources and, not just one lender's overlays. During these 6 months we are testing their hearts and minds. They will be the embodiment of our institutional core values of honor, courage, and commitment. We want to see the best showing up in VVA4; we want to see how they engage you, respond to your direct questions, and respond to questions that could benefit them but they will never take an individual position to gain through solicitation. We aim to achieve the change we want to find for you and protect you as a Veteran and Active Service Member. Changing the hearts and minds of those helping you is the only authentic way to make a difference. No regulation or rules will help because people are still the same in trying to find easy ways around rules. VVA4 are there to serve you because you serve our Country.

At VVA4 the professional will be eligible to serve as a Squad Leader. This challenge is to begin training peer to peer leadership in a unique way. These peers are not employees, they are not subordinates, they are unique peers that choose to follow and whose leadership must be earned. The minimum time spent in VVA4 will be approximately 1 year.