PERFORMANCE REPORT

Member Since May 15, 2026

PERFORMANCE REPORT

Member Since May 15, 2026

Kristi Gibb

Kristi Gibb

Proudly serving veterans from
Colorado

NMLS 1737567

(801) 745-7327

Kristi is licensed in:

Colorado

Utah

Kristi Gibb

My passion for helping Veterans began long before I became a mortgage lender.

When my husband, a U.S. Army Veteran, and I were shopping for our second home, one of the first things we did was get pre-approved. We worked with a well-known financial institution that serves military members and assumed we were getting a great rate and competitive pricing. Our real estate agent kept encouraging us to get a second opinion from a mortgage broker. We put it off a couple of times, but eventually agreed to have a conversation.

That conversation changed everything.

We learned that the loan we had been offered came with a higher interest rate and higher costs than what was available to us elsewhere. It was frustrating to realize that we had assumed we were receiving the best option simply because the company marketed heavily to Veterans.

That experience taught me the value of education, transparency, and having someone in your corner who takes the time to explain your options. Today, more than half of my clients use the VA loan, and I have helped many Veterans achieve homeownership who initially believed they couldn’t qualify.

Today, I help Veterans and military families navigate the VA loan process with clear communication, honest guidance, and personal advocacy. My goal is to help my clients save money, avoid surprises, close on time, and feel confident throughout the process. When you call me, you’ll reach a real person who knows your situation and is invested in your success.

I am grateful for the sacrifices made by our service members and their families. With Veterans throughout my family and a Veteran husband at home, serving the military community is more than my profession, t’s my way of giving back.

About Kristi's VVA Rank

VVA3 is the second rank achieved. With these professionals they have reviewed the VA Lender Handbook’s second half and another series of courses which total time to complete often surpass 12 hours of training. The goal of the courses and test series is the same as the series taken for VVA2, to break down the knowledge and challenge the fortitude of character of the professional. Not only have they completed two series of tests to qualify them for this rank, but we are also teaching them soft skills in communication. We are preparing our professionals to lead for your sake. How to lead correctly and not by hiding behind the shinnies on their collars or some statement of “I’ve been doing this for so many years!” Leaders worth following have a mission worth following and lead with compassion for those following them. The most outstanding leaders have the heart to serve those under them. Our goal in creating Vetted VA is educating our professionals so they may take care of your needs and educate you with correct information to ensure that no matter what you are facing - you are well prepared to engage professionals with right and true resourced answers. All of our tests require 90% or higher to pass, and we cause failure to ensure our professionals are prepared to take on almost any situation.