Matt Fries is a VA loan specialist and mortgage broker with Homestead Heritage Mortgage, dedicated to helping veterans and active-duty service members navigate even the most complex home financing scenarios.

Known for finding solutions where other lenders fall short, Matt specializes in VA loans that require a deeper level of expertise — including manual underwrites, higher debt-to-income ratios, unique income situations, and complex property types. Whether it’s a first-time homebuyer, a move-up purchase, or a refinance, Matt takes pride in structuring deals the right way from the start to avoid surprises and delays.

As a broker, Matt works with multiple VA-approved lenders to ensure his clients receive competitive rates, low fees, and the best possible loan structure for their situation — without the bait-and-switch tactics often seen in the industry. Transparency and communication are at the core of his process, and his clients always know exactly where they stand.

Matt is also deeply committed to serving his community and giving back, regularly participating in events that support causes close to home. He believes being a great lender goes beyond numbers — it’s about being a trusted resource and advocate for the people he serves.

If you’re looking for a lender who understands VA loans inside and out — especially when things aren’t straightforward — Matt is ready to help.

VVA3 is the second rank achieved. With these professionals they have reviewed the VA Lender Handbook’s second half and another series of courses which total time to complete often surpass 12 hours of training. The goal of the courses and test series is the same as the series taken for VVA2, to break down the knowledge and challenge the fortitude of character of the professional. Not only have they completed two series of tests to qualify them for this rank, but we are also teaching them soft skills in communication. We are preparing our professionals to lead for your sake. How to lead correctly and not by hiding behind the shinnies on their collars or some statement of “I’ve been doing this for so many years!” Leaders worth following have a mission worth following and lead with compassion for those following them. The most outstanding leaders have the heart to serve those under them. Our goal in creating Vetted VA is educating our professionals so they may take care of your needs and educate you with correct information to ensure that no matter what you are facing - you are well prepared to engage professionals with right and true resourced answers. All of our tests require 90% or higher to pass, and we cause failure to ensure our professionals are prepared to take on almost any situation.