Joshua Baker is a United States Marine Corps Veteran who is passionate about helping veterans build better lives after service. His mission goes far beyond mortgages. He is committed to being a trusted resource, educator, and advocate for veterans navigating major life decisions.

As a mortgage professional, Joshua specializes in VA home loans and takes pride in helping fellow veterans understand and fully utilize the benefits they have earned. He believes that education is the foundation of good decisions, and he focuses on simplifying complex topics so veterans can move forward with confidence, not confusion.

Joshua is also an active contributor within the veteran community, where he provides guidance, answers questions, and helps connect veterans with the right resources. Whether it is homeownership, financial strategy, or simply pointing someone in the right direction, his approach is always centered on service and integrity.

Outside of his professional work, Joshua is a dedicated husband and father who values hard work, discipline, and leading by example. He carries those same principles into everything he does, continuing his mission of service by helping others create stability, opportunity, and a strong future beyond the military.

VVA4s are the professionals have earned this rank with time in service as well as exceeding minimum performance standards of VVA3. They have served a minimum of six months as a VVA3, met all performance metrics, and continued to submit their accountability tracking on time regularly. They will answer every question perfectly in accordance with the VA Lender Handbook guidelines, VA resources and, not just one lender's overlays. During these 6 months we are testing their hearts and minds. They will be the embodiment of our institutional core values of honor, courage, and commitment. We want to see the best showing up in VVA4; we want to see how they engage you, respond to your direct questions, and respond to questions that could benefit them but they will never take an individual position to gain through solicitation. We aim to achieve the change we want to find for you and protect you as a Veteran and Active Service Member. Changing the hearts and minds of those helping you is the only authentic way to make a difference. No regulation or rules will help because people are still the same in trying to find easy ways around rules. VVA4 are there to serve you because you serve our Country.

At VVA4 the professional will be eligible to serve as a Squad Leader. This challenge is to begin training peer to peer leadership in a unique way. These peers are not employees, they are not subordinates, they are unique peers that choose to follow and whose leadership must be earned. The minimum time spent in VVA4 will be approximately 1 year.