VA ELIGIBILITY INFO
Certificate of Eligibility:
Obtain VA Form 26 1880, Request for a Certificate of Eligibility for VA Home Loan Benefits
CREDIT INFORMATION
- Latest credit card statements, indicating minimum payments and account numbers
- Name, address, and phone number of your landlord, or 12 months of cancelled rent checks
- If applicable: copy of complete bankruptcy and discharge papers
- If applicable: if you co-signed for a mortgage, car, credit card, etc., copies of 12 months’ cancelled checks, front and back, indicating you are not making payments
- If applicable:
- copies of spouse’s credit card
- Copy of driver’s license
- Copy of Social Security card
- If applicable:
- copies of complete divorce, palimony, or alimony papers
- If applicable:
- copy of Green Card or work permit
- If You Are Refinancing or Own Rental Property
- Copy of note and deed from current loan
- Copy of property tax bill
- Copy of hazard (homeowners) insurance policy
- Copy of payment coupon for current mortgage
- If applicable: If property is multi-unit, you need copies of rental agreements. Upon review of your file on a case-by-case basis, additional documents may be requested.
SAVINGS AND FINANCIAL
- Complete bank statements from the most recent two months for all accounts
- Most statements from retirement, 401k, mutual funds, money market, stocks, bonds, and inheritances
- If applicable: copies of spouse’s financial accounts and phone numbers
PERSONAL INFORMATION
- Copy of driver’s license
- Copy of Social Security card
- If applicable:
- copies of complete divorce, alimony, or palimony papers
- If applicable:
- copy of Green Card or work permit
- If You Are Refinancing or Own Rental Property:
- Copy of note and deed from current loan
- Copy of property tax bill
- Copy of hazard (homeowners) insurance policy
- Copy of payment coupon for current mortgage
- If applicable:
- If property is multi-unit, you need copies of rental agreements. Upon review of your file on a case-by-case basis, additional documents may be requested.