Hello, I am Melissa and I absolutely love to help people. After having an In-Home Daycare for 22 years and taking care of others most precious angels I felt it was time to switch gears and help others take care of their biggest financial purchase. Like having children, it is a huge step!!
I love to learn new things, learning is knowledges. I am always up for the challenge of learning something new. Here is a list of the Certifications I hold:
ABR – Accredited Buyer Representative
CMRS – Certified Military Residential Specialist
CRBS – Certified Residential Buyers Specialist
MCNE – Master Certified Negotiation Expert
MMBC – Military Mortgage Bootcamp – Certified Agent*
MRP – Military Relocation Professional
VAREP – Veterans Association of Real Estate Professionals
Vetted VA Realtor®
Here is a little about me: I married my high school sweetheart; we celebrated our 34 years of marriage this past year. We have 3 smart and gorgeous daughters, 2 sweet sons-in-law, (hopefully another soon – we think of him that way already), 2 extremely active granddaughters, and 1 rambunctious grandson, and we cannot forget our 2 -boxer fur-babies.
Like I stated in the short bio, I come from a long line of military family & friends. My dad was in the military before I was born, so I don’t know about PCSing or that life. I spent my childhood at the local VFWs sitting and listening to the men talk and their stories. My uncles and both grandfathers were in the service. That is just a few.

VVA4s are the professionals have earned this rank with time in service as well as exceeding minimum performance standards of VVA3. They have served a minimum of six months as a VVA3, met all performance metrics, and continued to submit their accountability tracking on time regularly. They will answer every question perfectly in accordance with the VA Lender Handbook guidelines, VA resources and, not just one lender's overlays. During these 6 months we are testing their hearts and minds. They will be the embodiment of our institutional core values of honor, courage, and commitment. We want to see the best showing up in VVA4; we want to see how they engage you, respond to your direct questions, and respond to questions that could benefit them but they will never take an individual position to gain through solicitation. We aim to achieve the change we want to find for you and protect you as a Veteran and Active Service Member. Changing the hearts and minds of those helping you is the only authentic way to make a difference. No regulation or rules will help because people are still the same in trying to find easy ways around rules. VVA4 are there to serve you because you serve our Country.

At VVA4 the professional will be eligible to serve as a Squad Leader. This challenge is to begin training peer to peer leadership in a unique way. These peers are not employees, they are not subordinates, they are unique peers that choose to follow and whose leadership must be earned. The minimum time spent in VVA4 will be approximately 1 year.