You’ve probably heard it before: “Sellers don’t like VA offers.”
But here’s the truth — the VA loan itself isn’t the problem. Misunderstanding is.
Imagine there are five offers on a home. The highest offer comes from a VA buyer, but another offer is conventional with a 30% down payment. Some listing agents see that and think, “If the appraisal comes in low,
Most issues that come up during a VA home loan stem from misinformation, not the program itself.
Some agents or lenders avoid VA offers because they’ve “heard” appraisals take longer or always require extensive repairs. In truth, those challenges often reflect a lack of VA experience, not actual VA policy.
The VA loan program is unique —
Vetted VA LIVE – Appraisal or Inspection?
Many new homebuyers assume an appraisal and inspection are the same thing — but they serve very different purposes. In a VA loan, both steps are essential to protecting the veteran and ensuring the home meets VA standards.
A VA appraisal determines the property’s fair
Vetted VA LIVE – 5 Tips for Getting Your VA Offer Accepted
Buying a home with a VA loan can feel like an uphill battle in today’s market — especially when sellers see multiple offers on every listing. Many veterans face unnecessary resistance, not because of their qualifications, but because of misinformation about VA loans.
The good news? Knowledge, preparation, and a solid team can help your offer rise to the top. Here are
Vetted VA Live: Understanding the Loan Estimate
Buying a home with your VA loan benefit is one of the biggest financial moves you’ll make — and it starts with a simple but powerful document: the Loan Estimate (LE).
This three-page form tells you exactly what your loan will cost. But many veterans overlook key details that could save thousands.
In this guide — based on advice from Vetted VA
Understanding Underwriting of the VA Loan – with Gay Veale
The underwriting process can seem to be cloaked in mystery and mystique to the common borrower. But it’s not really that terribly secretive. Gay Veale lays out the process from start to finish and how you can best be prepared to move forward.
The VA cash-out refinance can be a powerful financial tool for veterans — when used wisely. It lets you tap into your home’s equity for things like debt consolidation, education, or major expenses. But as Vetted VA professional Leroy Romero explains, it’s not just about pulling cash out — it’s about making informed, math-based decisions that protect your long-term financial health.
Many veterans are surprised to learn they can have more than one VA loan at the same time.
It’s called secondary use entitlement, and it lets you keep your first VA-backed home while buying another one — as long as you still have entitlement left.
The VA loan remains one of the most powerful benefits available to veterans, active-duty service members, and eligible spouses. For first-time homebuyers (FTHBs), it can make the dream of homeownership achievable with no down payment and no mortgage insurance — a combination that’s hard to beat.
In 2021, one in two VA borrowers was a first-time homebuyer, showing just how essential the VA loan program is for helping veterans purchase their
A recent post in the Vetted VA Facebook Group outlined a question that many veterans share:
“If I have an employment gap, and I’m shopping for a VA loan, how do I find a lender who will work with my situation without tanking my credit score?”
It’s a fair question — and the answer involves understanding both VA income rules and credit shopping protections.
Let’s unpack what’s
509 W FM120 #848
Pottsboro, TX 75076
509 W FM120 #848
Pottsboro, TX 75076
(903) 231-3588
