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So far NathanK has created 15 blog entries.

2023 Conforming Loan Limits

Circular 26-22-18

Today I want to talk to you about a new circular that dropped for the VA. It is circular number 26-22-18, and it is about the new Federal Housing Finance Agency 2023 conforming loan limits.

Now, if you have your full entitlement available, this won’t affect you. Generally speaking, the conforming loan limits determine whether or not your loan is a jumbo or a conforming loan. But if

2023 Conforming Loan Limits2023-12-11T14:49:48-08:00

Vetted VA LIVE – Appraisal vs Inspection?

Vetted VA LIVE – Appraisal or Inspection?

[00:00:00] Josh Lewis: That’s it we’re live. You ready? Josh? vetted VA live episode, number three, we hopefully almost know what we’re doing now. If you missed either the first two episodes and you’re interested week one, we went through a thorough discussion of the loan estimate and we had two awesome experts on I had the joy of having my, Facebook page open. So it was actually talking, to me in

Vetted VA LIVE – Appraisal vs Inspection?2023-08-10T15:43:36-07:00

Vetted VA Live – 5 Tips for Getting Your VA Offer Accepted

Vetted VA LIVE – 5 Tips for Getting Your VA Offer Accepted

Welcome to Vetted VA LIVE

Vetted VA Live 5 Tips for Getting Your VA Offer Accepted –

[00:00:00] Josh Lewis: So new project here. This is obviously the, second week, last week we got together with Brendan McKay out of Maryland, Matt Burkhead in Arizona and Nathan Nottingham, the COO of vetted VA was here and we walked through the loan estimate and everything that you need to know

Vetted VA Live – 5 Tips for Getting Your VA Offer Accepted2023-08-10T15:43:51-07:00

Vetted VA LIVE: Understanding the Loan Estimate

Vetted VA Live: Understanding the Loan Estimate

[00:00:00] Josh Lewis: Welcome to the inaugural episode here of vetted VA alive. We’re tentatively scheduled here to come. Every Tuesday you guys are used to in the Facebook chat. Being able to answer, ask your questions and get those answered. What we wanted to do is be able to give you a video them to step in and have them answer live where the vetted VA experts can go into a

Vetted VA LIVE: Understanding the Loan Estimate2023-08-10T15:44:12-07:00

Understanding Underwriting of the VA Loan

Understanding Underwriting of the VA Loan – with Gay Veale

The underwriting process can seem to be cloaked in mystery and mystique to the common borrower. But it’s not really that terribly secretive. Gay Veale lays out the process from start to finish and how you can best be prepared to move forward.

Understanding Underwriting of the VA Loan2023-08-10T09:48:50-07:00

VA Cash Out Refinance Overview

VA Loan Refinance Options – an Overview

So today I’m going to cover a little bit of basics on the cash out refinance and how that works for our benefit. Leroy Romero here from Phoenix, Arizona. I’ve been part of Vetted VA since June 19th, 2019.

So today I’m going to cover a little bit of basics on just a cash out refinance and how that works for our benefit. So here’s kind of our objective.

VA Cash Out Refinance Overview2023-08-10T09:49:04-07:00

Secondary Use Entitlement

So you want to buy another home with the VA Loan – but not sure how to use your entitlement again?   Don’t worry there are solutions!

Hi, Vetted VA, this is Adrian Placinta with True Path Loans, and I’m here for another edition of VA math. This time we’re going to do secondary use entitlement. I have an example. I’m going to share the screen and we’re going to walk through this and how to do a

Secondary Use Entitlement2024-01-17T07:15:43-08:00


VA First-Time Homebuyers in the Market

The VA loan is an important financing tool for VA-eligible borrowers to achieve their homeownership dream. In 2021 one in two VA borrowers was a VA first-time homebuyers (FTHB).

Last year, mortgage interest rates reached record lows. The average VA FTHB’s interest rate was 2.90% and the quarterly FTHB VA purchase loan volume stayed elevated. In Q3’2021 it reached a record level of over $19 Billion for that quarter, $174 Million higher than Q3 2020. And

VA FIRST-TIME HOME BUYERS2023-08-10T09:49:18-07:00

Semper Gumby

Semper Gumby – “Always Flexible”

It is a play on the motto Semper Fidelis (which means “Always Faithful”), the official USMC motto. It is also a play on Semper fortis which means “Always strong “, and the official motto of the US Coast Guard, Semper Paratus, meaning “Always Ready.” Semper Gumby, referring to the animated clay character Gumby. (The real Latin phrase meaning “Always Flexible” would be Semper Flexibilis.)

Vetted VA

Semper Gumby2023-08-10T15:44:37-07:00

DYK – Employment Gaps, Credit Pulls, and Shopping Mortgages

A post within our Vetted VA Facebook Group recently outlined this scenario –

I understand that it is valuable to shop around for lenders. My question is more geared toward finding lenders to work with your particular circumstance. In my case, credit and such is fine but I have an employment gap. So I would be also looking for a lender that could figure out if/how to use my current income.

My questions are:
DYK – Employment Gaps, Credit Pulls, and Shopping Mortgages2023-08-10T09:49:46-07:00
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