VA ELIGIBILITY INFO

Certificate of Eligibility:
Obtain VA Form 26 1880, Request for a Certificate of Eligibility for VA Home Loan Benefits

CREDIT INFORMATION

  • Latest credit card statements, indicating minimum payments and account numbers
  • Name, address, and phone number of your landlord, or 12 months of cancelled rent checks
  • If applicable: copy of complete bankruptcy and discharge papers
  • If applicable: if you co-signed for a mortgage, car, credit card, etc., copies of 12 months’ cancelled checks, front and back, indicating you are not making payments
  • If applicable:
    • copies of spouse’s credit card
    • Copy of driver’s license
    • Copy of Social Security card
  • If applicable:
    • copies of complete divorce, palimony, or alimony papers
  • If applicable:
    • copy of Green Card or work permit
  • If You Are Refinancing or Own Rental Property
    • Copy of note and deed from current loan
    • Copy of property tax bill
    • Copy of hazard (homeowners) insurance policy
    • Copy of payment coupon for current mortgage
      • If applicable: If property is multi-unit, you need copies of rental agreements. Upon review of your file on a case-by-case basis, additional documents may be requested.

SAVINGS AND FINANCIAL

  • Complete bank statements from the most recent two months for all accounts
  • Most statements from retirement, 401k, mutual funds, money market, stocks, bonds, and inheritances
  • If applicable: copies of spouse’s financial accounts and phone numbers

PERSONAL INFORMATION

  • Copy of driver’s license
  • Copy of Social Security card
  • If applicable:
    • copies of complete divorce, alimony, or palimony papers
  • If applicable:
    • copy of Green Card or work permit
  • If You Are Refinancing or Own Rental Property:
    • Copy of note and deed from current loan
    • Copy of property tax bill
    • Copy of hazard (homeowners) insurance policy
    • Copy of payment coupon for current mortgage
  • If applicable:
    • If property is multi-unit, you need copies of rental agreements. Upon review of your file on a case-by-case basis, additional documents may be requested.