Ann Richardson is a Senior Mortgage Advisor with Community Lending of America, Inc, a Mortgage Broker, and Vetted VA approved Loan Officer for the states of Kansas and Missouri. She has experience with all loan types, is very customer serviced oriented, and prides herself on giving all clients the best experience while working to provide loan options and terms to fit their specific situation.

Ann comes from a military family and strongly supports Veterans. She especially works to help them achieve the goal of home ownership with the use of VA home loan programs for purchases and refinances.

Developing relationships and finding solutions to each person’s unique situation is her favorite part of her career and where she thrives. Extensive education, training and experience allow her to provide these solutions for Veterans with the goal of using the VA loan program. She has been consistently rated as a Five Star Professional in her field, and also provides options and loan programs for those not eligible for the VA loan.

Ann is easy to communicate with, caring, patient, and values the relationship with each person she is in contact with. She looks forward to new challenges while helping people and is honored to assist her clients with support and expertise in their achievement.

VVA4s are the professionals have earned this rank with time in service as well as exceeding minimum performance standards of VVA3. They have served a minimum of six months as a VVA3, met all performance metrics, and continued to submit their accountability tracking on time regularly. They will answer every question perfectly in accordance with the VA Lender Handbook guidelines, VA resources and, not just one lender's overlays. During these 6 months we are testing their hearts and minds. They will be the embodiment of our institutional core values of honor, courage, and commitment. We want to see the best showing up in VVA4; we want to see how they engage you, respond to your direct questions, and respond to questions that could benefit them but they will never take an individual position to gain through solicitation. We aim to achieve the change we want to find for you and protect you as a Veteran and Active Service Member. Changing the hearts and minds of those helping you is the only authentic way to make a difference. No regulation or rules will help because people are still the same in trying to find easy ways around rules. VVA4 are there to serve you because you serve our Country.

At VVA4 the professional will be eligible to serve as a Squad Leader. This challenge is to begin training peer to peer leadership in a unique way. These peers are not employees, they are not subordinates, they are unique peers that choose to follow and whose leadership must be earned. The minimum time spent in VVA4 will be approximately 1 year.