The COVID-19 pandemic disrupted nearly every household in America. Businesses shut down, millions lost income, and many homeowners faced impossible financial choices.

If you’re a veteran with a VA-backed home loan, you were protected under the CARES Act, which provided options for mortgage forbearance — a temporary pause in payments for those facing hardship.

But after forbearance ended,

Everyone knows the age old saying: "if it sounds too good to be true..."  Well, consider this your official warning. In an article originally posted by the Consumer Financial Protection Bureau and the U.S. Department of Veterans Affairs, both entities have released a joint warning order to service members and veterans with VA home loans.