VA loan

How to Apply for a VA Home Loan With a Certificate of Eligibility

In recognition of your service, the Department of Veterans Affairs financially backs home loans for Veterans, Active Duty Service Members, National Guard, Reserves and some surviving spouses. VA home loans can be used to buy a single-family home or condo, purchase and renovate a house, or build a new home, often with no down payment required in many circumstances.

One of the stipulations to apply for a VA home loan is that you must show your mortgage lender

How to Apply for a VA Home Loan With a Certificate of Eligibility2023-12-11T14:49:48-08:00

2023 Conforming Loan Limits

Circular 26-22-18

Today I want to talk to you about a new circular that dropped for the VA. It is circular number 26-22-18, and it is about the new Federal Housing Finance Agency 2023 conforming loan limits.

Now, if you have your full entitlement available, this won’t affect you. Generally speaking, the conforming loan limits determine whether or not your loan is a jumbo or a conforming loan. But if

2023 Conforming Loan Limits2023-12-11T14:49:48-08:00

The Standard Purchase VA Loan

VA Loan Requirements

Before we get into the standard purchase, we need to remind ourselves of some of the basic eligibility requirements to participate in the VA home loan program. So first of all, is this person a veteran, if so, we need their COE. Do they have their DD214? Did they provide their statement of service that verifies they’re actually eligible to participate in the

The Standard Purchase VA Loan2023-12-11T14:49:48-08:00

5 Questions About Using a VA Loan

My closing costs on a $415,000 home loan in Florida are $20,000. Is that about right?

This can’t be answered without looking at many more details, such as who is paying title insurance, if it’s including escrows, and if it’s exempt from a funding fee. It’s too difficult to provide everything that’s needed to be able to answer the question in a public forum since personal information will need to be addressed, such as

5 Questions About Using a VA Loan2023-12-11T14:49:49-08:00
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