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Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer

FOR IMMEDIATE RELEASE

Vetted VA Names Gay Veale as Chief Experience Officer to Elevate Member Engagement and Operational Excellence

Pottsboro, Texas — [June , 2025] — Vetted VA, the leading community of mortgage and real estate professionals dedicated to serving veterans and military families, proudly announces the appointment of Gay Veale as its new Chief Experience Officer (CXO).

Gay Veale, a retired Command Chief Master Sergeant from the United States Air Force, brings decades of leadership experience in operations,

Press Release: Vetted VA Appoints Gay Veale as Chief Experience Officer2025-06-04T12:03:37-07:00

VA Loan will be ineligible for a Funding Fee Refund if…


Update

On June 23rd, 2022 a new circular Circular 26-22-12 added to Circular 26-22-02, published on January 6. Circular 26-22-12 is crystal clear, the update pertains to pre-discharge eligibility for VA benefits.

If the service member is active duty and has a pending pre-discharge disability claim with the VA, they may be risking being ineligible for the funding fee exemption. Lenders must submit

VA Loan will be ineligible for a Funding Fee Refund if…2023-12-11T14:49:48-08:00

Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals


Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals

Meta Description:
Learn how to save as a family, teach kids smart money habits, set financial goals, and build lasting financial stability together.

Why Family Savings Matter

Whether your family is just you and your partner, a household with children, or multigenerational, every family has short-term and long-term

Family Savings Strategies: How to Save Money Together for Short- and Long-Term Goals2025-09-19T07:45:44-07:00

Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan

Why Paying Off Debt Matters for VA Loan Readiness

Paying down debt isn’t just about peace of mind—it can also make a difference when preparing to qualify for a VA home loan.

The VA Lender’s Handbook (VA Pamphlet 26-7, Chapter 4) explains that lenders must review a borrower’s credit, monthly obligations, and residual income—the amount left over after paying debts and expenses. A high amount of revolving debt or late

Debt Snowball vs. Avalanche: How Veterans Can Reduce Debt and Prepare for a VA Loan2025-10-07T11:58:51-07:00

Retirement Planning and VA Loans: A Guide for Veterans and Military Families

Many Americans dream of the day they can retire, but figuring out “how much is enough” can feel overwhelming. For veterans and military families, retirement planning has an extra layer: housing. The good news is that your VA loan benefits can play a major role in creating a secure and affordable retirement.

This guide blends retirement savings basics with the rules from the VA Lender’s Handbook (VA Pamphlet 26-7) and VA.gov so you

Retirement Planning and VA Loans: A Guide for Veterans and Military Families2025-10-02T13:27:09-07:00

How to Build an Emergency Fund: A Smart Financial Strategy for Military Families


Why You Need an Emergency Fund

If your car broke down tomorrow and you faced a $1,000 repair bill, could you pay it out of pocket? If not, you’re in good company. A recent Bankrate survey found that 61% of Americans would struggle to cover an unexpected $1,000 expense from savings.

For veterans and active-duty families—where deployments, PCS moves, and variable pay can impact budgets—an

How to Build an Emergency Fund: A Smart Financial Strategy for Military Families2025-10-07T10:44:53-07:00

VA Circular 26-22-18: 2023 Conforming Loan Limits and How They Affect Partial Entitlement

What Is VA Circular 26-22-18?

The Department of Veterans Affairs (VA) regularly releases circulars to announce policy updates for the VA Home Loan program. Circular 26-22-18, published in late 2022, provides the Federal Housing Finance Agency (FHFA) 2023 conforming loan limits, which determine how much a Veteran may borrow under certain entitlement conditions.

If you have full entitlement available, this circular won’t affect you—VA

VA Circular 26-22-18: 2023 Conforming Loan Limits and How They Affect Partial Entitlement2025-10-07T12:13:17-07:00

The Standard Purchase VA Loan

VA Loan Requirements

Before we get into the standard purchase, we need to remind ourselves of some of the basic eligibility requirements to participate in the VA home loan program. So first of all, is this person a veteran, if so, we need their COE. Do they have their DD214? Did they provide their statement of service that verifies they’re actually eligible to participate in the

The Standard Purchase VA Loan2023-12-11T14:49:48-08:00

No Need for Private Road Maintenance Agreement


VA Circular 26-22-17

On November 25th of 2022, a new VA circular pertaining to private roads and shared driveways
was released. Now, effective immediately, the VA is no longer requiring that a veteran obtain a private road maintenance agreement
to meet the minimum property requirements of the VA
home loan. The VA will be requiring that a public easement be recorded, which is usually already included
in the preliminary title

No Need for Private Road Maintenance Agreement2023-12-11T14:49:49-08:00

How your credit score may INCREASE significantly

Credit Score Increase

Starting July 1st all Medical collections will be reviewed and MAY be ignored on credit reports. Your payment history is 35% of your credit score. In the past this debt could affect your credit score for up to 7 years. Eliminating medical collections on credit scores will significantly increase credit scores for many people. This means your CREDIT SCORE goes up! And it also means the buying power

How your credit score may INCREASE significantly2023-12-11T14:49:49-08:00

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Vetted VA • Trust But Verify

Mailing Address

509 W FM120 #848
Pottsboro, TX 75076

Contact

(903) 231-3588

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Vetted VA • Trust But Verify

Copyright 2020 - 2025 All Rights Reserved | Vetted VA

Vetted VA • Trust But Verify

Mailing Address

509 W FM120 #848
Pottsboro, TX 75076

Contact

(903) 231-3588

Go Bag
Vetted VA • Trust But Verify

Copyright 2020 - 2025 All Rights Reserved | Vetted VA

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